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© 2026 Setnayan
Set na ’yan — that’s all set.

Refunds & cancellations

Effective 2026-10-23 · governed by Philippine law (incl. RA 7394, the Consumer Act)

The short version

What you buy from Setnayan is not refunded. If you paid for a service and then cannot use it, we turn what you paid into Papic credits for your event, so the value stays with your event.

When a service can't be used

Tell us when a service you paid for can’t be used — for example:

  • we could not deliver it;
  • it doesn’t work and we can’t fix it;
  • your event was called off before you could use it.

We check the order, then:

  • if you haven’t used it yet, it can wait for your next event instead;
  • otherwise we add Papic credits to your event worth what you paid for that service. Papic credits pay for the photos and clips your guests take on the day.

Charged twice or by mistake

A charge made twice or in error is our mistake, not a purchase. Tell us and we return the extra payment to the GCash or bank account it came from.

How to tell us

  • Open the help center and tell us the order reference and what went wrong, within 7 days of payment where possible.
  • We check the order and reply with what we will do.
  • Once we confirm, the Papic credits show on your event.

Purchases in the iPhone app

Anything bought through Apple in the iPhone app is paid to Apple. A refund request for that purchase goes to Apple, under Apple’s own terms.

Supplier bookings are different

When you book a supplier through Setnayan, you pay the supplier directly — Setnayan does not hold that money and charges no commission. A supplier’s deposits, refunds and cancellation terms are their own, shown before you book, and settled between you and them. If something goes wrong, use Report a problem on the booking or the help center and we will help.

Free & granted orders

An order given free or as a grant involved no payment, so there is nothing to convert. If a grant was applied in error, tell us and we’ll correct it.

Your rights

Nothing in this policy takes away a right Philippine law gives you, including under the Consumer Act of the Philippines (RA 7394).

Receipts

Every paid order has an in-app transaction receipt on its order page. Where a BIR Official Receipt applies, Setnayan issues it separately. See the terms of service for how payments and receipts work.

Questions

Reach us any time via the help center. For data or privacy matters, email our Data Protection Officer at dpo@setnayan.com.